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Welcome to eGyanKosh’s comprehensive resource for Unit-10 on Banking and Finance, specifically designed for IGNOU students preparing for the 2025 academic year. This study material serves as an essential guide, offering in-depth coverage of key concepts, theories, and contemporary practices in banking and finance. With a focus on accessibility and ease of understanding, we provide free downloads to ensure that all learners can engage with high-quality educational resources. Whether you are a first-time learner or seeking to reinforce your knowledge, our materials are tailored to support your academic journey and help you excel in your studies.